answers to all of your home mortgage questions

« Back to Home

Four Things You Should Know Before You Sell Your Gold And Silver

Posted on

If you have broken or unwanted gold or sterling silver jewelry lying around the house, you can turn that clutter into cash by taking your items to a gold dealer or pawn shop. However, not all buyers and not all gold and silver items are created alike. It’s important to do your homework before you pack up your gold and silver items. What you need to know about selling unwanted gold…

Read More »

3 Questions To Ask Before Paying Points On Your New Mortgage Loan

Posted on

Paying points is something you can do on many mortgages to get a lower interest rate for the duration of your loan. There are times when this is a good idea, but there are also times when it does not make sense to do this. If you are getting your first mortgage loan and do not understand how this works well enough to make a decision, you might be able to find out if paying points is right for you by asking the following three questions.…

Read More »

Creating Safe Banking Passwords

Posted on

Online banking is convenient and usually safe. Of course, if you watch the news, you know that data breaches seem to be happening more than ever and identity theft is on the rise. One way to drastically minimize your online risk at all websites is to use a safe password. Instead of choosing the most convenient password, you need to take the time to create a strong one. Complexity You may choose a simple password even when you know better, simply because you fear forgetting it.…

Read More »

3 Alternatives To Taking Out A Payday Loan

Posted on

If you’re in need of a quick bit of cash, payday loans can be a quick and easy way to supplement your income. Whether you’re running low on rent or need groceries for the week, a payday loan is a surefire way to get the money you need immediately. However, there are reasons why you may wish to avoid a payday loan, or bad credit might be preventing you to take one out.…

Read More »

3 Tips For Choosing A New Home That You Can Afford

Posted on

If you are in the market to purchase a new home, you’re probably pretty excited about owning your own property. To ensure that you continue to enjoy your new home after you buy it, however, you have to ensure that your purchase a home that you can actually afford. Luckily, following these three tips can help you purchase a home that you will love but that won’t leave you struggling when it’s time to make the monthly payments.…

Read More »

Are You Ready? How to Become More Confidant About Applying for a VA Loan

Posted on

The home loan program was established by the U.S. Government as one of many ways for the country to regain its economic strength following the sacrifices military families made after WWII. By making interest rates affordable, removing the expense of certain fees and eliminating the requirement for a down payment, many were able to afford homes that may not have been able to otherwise. Today, the same programs are still available, but not all veterans take advantage of them.…

Read More »

Special Treatment For The Military: How Your Service Is Rewarded When You Want To Buy A Home

Posted on

There are a number of financial programs geared towards helping military personnel and military families. Of these, home loans, mortgages and lenders who cater to the military and to veterans are perhaps some of the most beneficial. Here are a few programs that will help you secure the finances from a mortgage lender to buy your first home when you are serving or have served in any branch of the armed forces.…

Read More »

How Can You Finance Emergency Car Repairs?

Posted on

If your vehicle has recently broken down and left you stranded, you may be facing a hefty repair bill. If your cash flow is a bit shaky and you don’t have alternative transportation to work, this could leave you in a financial catch-22 – you’re unable to earn the money you need to pay your auto repair bill without a vehicle to take you to work, but also unable to procure a working vehicle without paying the necessary repair costs up-front.…

Read More »

3 Tips For Getting Loans, Even With Bad Credit

Posted on

People always need loans, even if they have bad credit. However, it can be exceedingly difficult for people to get loans if their credit scores are too low, since many lenders interpret a poor credit score as a sign that a person is a risky investment. They will then either refuse to give a person a loan or charge them an exorbitantly high rate. However, there are some options for people with low credit scores to get the money that they need.…

Read More »

In The Military? 4 Different Types Of Loans You Can Get

Posted on

If you were or are in the military, you can get different types of loans than the average person get. There are lenders that do only military loans for the people that service our country. Below are four options you have if you need money to help support you and your family. Pay Day Loan A Pay day loan is a short-term loan. The way this works is you bring them a check stub and they offer you a loan based on what you make.…

Read More »