Owning a vehicle is expensive. In addition to paying off the loan on the vehicle, paying insurance, and regular maintenance, such as oil changes and new tires, you also have to take care of major repairs to your vehicle. Those major repairs though can be tough to plan and budget for. If your vehicle needs to be repaired, and you don’t have the cash on hand to just pay the repair bill, you have a few different financing options.…
Read More »No one plans on being arrested, so finding yourself in jail can be an overwhelming experience. You don’t want to spend more time in a jail cell than you have to. Working with a bail bondsman to secure your release can be an affordable way to legally leave the jail and await your trial date at home. Unfortunately, you can make some critical mistakes when securing your bail that will make a bad situation worse.…
Read More »Buying a home is a major financial decision. Chances are that you will be making payments on your mortgage for years or even decades. While you may be focused on finding the right home for your needs in the right location, it’s important to pay close attention to your mortgage. Just a slightly lower interest rate or being able to avoid private mortgage insurance can help you save thousands of dollars over the course of your home loan.…
Read More »After getting arrested, the only thing you might be thinking about is how you will get out of jail as fast as possible, and the answer to this is often by turning to a bail bondsman for help. If you choose this route, you can get out of jail quickly, but you will also have conditions you must agree to and follow when you are out on bail. Here are some of the conditions you might have to follow during this time.…
Read More »When you have a large expense that you cannot pay for with the cash you have on hand, you might instead consider placing it on your credit card. This is a feasible solution when you have a high credit card limit, but it is also not something that you should do with your finances. Credit cards can have an APR that is too high to be a good financial decision. An installment loan might be a better option.…
Read More »There comes a time in every small business when you have to spend money on new equipment in order to get the next big job, to land the new account, or just to run with the big dogs in your industry. While financing plastics equipment or new construction equipment is not as simple as buying a new car, there are options available to small business owners, even those without established business credit, especially when you are willing to get creative.…
Read More »If you’ve recently been asked to help someone with their early release from jail by paying for their bond, you may be struggling with what you should do. You can let them sit in jail until their court date and not help them out, or you can go through with paying for their bond. If you decide to move forward with paying their bond, you may need to resort to using a bondsman to purchase a bail bond, which can bring several risks with it.…
Read More »If your partner, spouse, or roommate is pushing you to buy a home and you think that your credit and finances could allow you to do that, there are some things that you want to know. If you have never gone through the mortgage application process or taken out a mortgage, you want to know what benefits you could receive. Here are a few questions to ask yourself to help improve your chances of getting approved for a loan and so you can get the best rates.…
Read More »When you land in jail because of charges filed against you, losing your freedom can be devastating. If you are working and have a family to support, being unable to get to your job because you are incarcerated while you wait for a trial is only going to make matters worse. Unless the judge denies bail because your charges are serious and you are considered a flight risk, you will have options.…
Read More »Have you been arrested and waiting for your court hearing but have the opportunity to be released early on bail? If so, you’ll be wondering how you are going to pay for it. There are three methods that you can use to cover your bail amount, and by knowing the differences, you can pick the one that works best for you. Cash The easiest way to get out of jail is going to be to use cash.…
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