If you have broken or unwanted gold or sterling silver jewelry lying around the house, you can turn that clutter into cash by taking your items to a gold dealer or pawn shop. However, not all buyers and not all gold and silver items are created alike. It’s important to do your homework before you pack up your gold and silver items. What you need to know about selling unwanted gold…
Read More »Paying points is something you can do on many mortgages to get a lower interest rate for the duration of your loan. There are times when this is a good idea, but there are also times when it does not make sense to do this. If you are getting your first mortgage loan and do not understand how this works well enough to make a decision, you might be able to find out if paying points is right for you by asking the following three questions.…
Read More »Online banking is convenient and usually safe. Of course, if you watch the news, you know that data breaches seem to be happening more than ever and identity theft is on the rise. One way to drastically minimize your online risk at all websites is to use a safe password. Instead of choosing the most convenient password, you need to take the time to create a strong one. Complexity You may choose a simple password even when you know better, simply because you fear forgetting it.…
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