Paying points is something you can do on many mortgages to get a lower interest rate for the duration of your loan. There are times when this is a good idea, but there are also times when it does not make sense to do this. If you are getting your first mortgage loan and do not understand how this works well enough to make a decision, you might be able to find out if paying points is right for you by asking the following three questions.…
Online banking is convenient and usually safe. Of course, if you watch the news, you know that data breaches seem to be happening more than ever and identity theft is on the rise. One way to drastically minimize your online risk at all websites is to use a safe password. Instead of choosing the most convenient password, you need to take the time to create a strong one.
Complexity
You may choose a simple password even when you know better, simply because you fear forgetting it.…
If you’re in need of a quick bit of cash, payday loans can be a quick and easy way to supplement your income. Whether you’re running low on rent or need groceries for the week, a payday loan is a surefire way to get the money you need immediately. However, there are reasons why you may wish to avoid a payday loan, or bad credit might be preventing you to take one out.…
